FAQ
Frequently Asked Questions
When it comes to auto, homeowners, or liability insurance in the Abilene or Sweetwater, TX areas, you may be left with a variety of questions. The team at Kennedy Insurance Mart has the knowledge and experience to help answer those questions for you. We offer a handful of insurance policies to help cover you from the unknown. Take a look at some of our frequently asked questions.
Q: Do you cover someone with bad credit?
A: Yes. Credit history will not stop you from getting the coverage you need.
Q: Do you cover someone with a bad driving record?
A: Yes. We will need to sit and discuss all options to ensure you get auto insurance coverage that's affordable, and as you build a safe driving record we will be able to offer different options.
Q: Do you offer mobile home insurance?
A: Yes. Mobile homes are homes and need all the same coverage as standard homes.
Q: How fast can I get a quote?
A: In order to get you the best quote we will need some time, but not much, and when you fill out the form before you come in we can expedite your quote time.
Q: Can I get an SR22?
A: Absolutely, immediately.
Q: Do you offer discounts?
A: Yes. Call us or come by our office serving the Abilene and Sweetwater, TX communities so we can get the right premium and the right discounts on your policy.
Q: Do I need car insurance?
A: Most likely. The state of Texas requires drivers to show proof that they can pay for any accidents they cause. The vast majority of drivers do this by purchasing auto insurance. If you still owe money on your vehicle, your lender will require you to purchase comprehensive and collision coverage.
Q: What are the benefits of buying car insurance?
A: Auto insurance provides financial protection if you get into an accident. It can help with the cost of repairs, medical costs, and legal fees if necessary. It also helps to cover your bills if you get into an accident with an uninsured individual.
Q: What are the benefits of buying homeowners insurance?
A: Homeowners insurance protects your largest investment against damage, theft, vandalism, and other dangers. It also covers medical and legal costs if someone becomes injured on your property. You can make adjustments to your homeowners insurance policy that covers specific items in your home to make sure your most valuable possessions are protected.
Q: What is liability insurance?
A: Liability coverage can exist in both auto insurance and homeowners insurance policies. It protects you from financial damages if someone files a lawsuit or reports a claim against you in case of an accident. If someone suffers bodily injury or property damage through an auto accident or by an accident occurring on your property, your liability insurance can keep you covered. Your specific needs will depend on your individual circumstances, but liability insurance is one of the most important types of coverage to own.
Q: Why should I work with a local insurance company?
A: Kennedy Insurance Mart offers high-quality insurance for homeowners and drivers throughout the Abilene and Sweetwater, TX areas. Unlike larger insurance companies, we have your best interests in mind; we can help you choose the coverage that works best for you. Our team can give you access to a wider range of options than you'll find elsewhere, making the process as convenient as possible. We will always be on hand to answer your questions.
Contact Us to Request a Free Insurance Quote
If you have any additional questions or concerns about our insurance options, please feel free to contact a member of our team. We offer free insurance quotes so that you have all the proper information to make the right decision for your needs and budget. Whether you’re looking for home, auto, motorcycle, SR-22, or liability insurance, we got you covered. Our insurance company is proud to serve clients across Abilene, Sweetwater, TX and the surrounding communities.
